At Arroyo Insurance Services - South Bay Office, it's

Your Risk.
Our People.
Real Results.

At Arroyo Insurance Services – South Bay, we combine decades of experience, personalized expertise, and cutting-edge technology to provide insurance solutions that protect and empower your future. Whether you’re managing your business, safeguarding your family or protecting the environment, we’re here to help.

Trusted Risk Management Experts

Tailored Coverage, Proactive Risk Management

Dodge Insurance Services, Inc. dba Arroyo Insurance Services – South Bay was founded in 2006 by Neil S. “Casey” Dodge in Torrance, CA. We are part of Arroyo Insurance Services, a group of 8 independently owned agencies located throughout Southern California and originally founded in 1986.

About Arroyo South Bay Insurance

Decades of Trusted Expertise

Licensed to write business in all 50 states, our agency focuses on serving the commercial insurance and risk management needs of a diverse clientele. Our leadership and account service teams have over 300 years of combined dedication to the fields of insurance, risk management and human resources.

Our Mission
We are dedicated to providing superior insurance and risk management services tailored to our clients’ needs. By evaluating risks and implementing proactive strategies, we deliver tangible results that empower businesses and individuals to thrive.
Core Values
Integrity, honesty, and respect are at the heart of everything we do. Our team upholds the highest standards of professionalism and loyalty, ensuring every client receives the best care and service possible.
Community Focus
Arroyo South Bay is deeply rooted in the South Bay community, fostering strong relationships and a personalized approach that prioritizes our clients’ well-being.
Innovative Solutions
Combining decades of expertise with advanced technology, we streamline insurance processes, enhance transparency, and provide unmatched service.

Our Insurance Services

Explore Our Insurance Solutions

We offer a full range of insurance services tailored to protect what matters most to you — from business coverage to personal protection. Click below to learn more about each type of insurance we provide.

Insurance Solutions Tailored to You

Comprehensive Coverage Options

Agency Principals, John Moody and Robert Kelly joined the firm in 2006 and 2009, respectively – and continue to build on the foundation originally laid by Casey. The history of our service-focused approach is rooted in Workers Compensation Claims and Experience Modification Management, which remains a core pillar of our agency.

Group Benefits
Medical, Dental, Vision, Life/AD&D, Ancillary Plans
Commercial Insurance Brokerage
Workers' Comp, Commercial Property, Cyber Risk, EPLI/D&O, Pollution Liability
Business Life Insurance
Pension, 401K, Profit-sharing, Long-term Care
Specialized Services
Estate Advisory Services, Deferred Compensation, Environmental Insurance

Experience the Arroyo Advantage

Supporting Your Evolution

Over time, this white-glove philosophy as full-service commercial brokers – extended into other niches like Real Estate Master Property Portfolios, Food & Beverage, Manufacturing and Distribution, Construction, Transportation, Healthcare and Technology.

Proactive Risk Management
Leverage advanced analytics to identify and mitigate potential risks before they escalate.
Personalized Expertise
Our skilled advocates guide you through every step of the process, ensuring tailored coverage and support for your goals.
Exceptional Service
We’re committed to your success, offering hands-on assistance and proactive strategies to protect what matters most.

Our Story and Commitment

Your Southern California Insurance Experts

In September 2024, we moved to our new home in Long Beach, CA. With this new beginning, our agency continues to seek innovation and implement insurance programs for emerging, complex risks.

Client-Centered Solutions

Testimonials

Arroyo has been a pleasure to work with over the years, consistently providing prompt, reliable support and delivering the fastest response times we've ever experienced—something our customers greatly value. Charity, in particular, stands out for her exceptional helpfulness and dedication.

Kara has been an exemplary insurance agent for my business needs. She is not afraid to jump in to fix any issues that may occur. I have had to dispute my audit and Kara has always been there to manage the process for a positive outcome as well as always looking out for my best interests throughout the year.

Kara Sammons is an absolute gem to work with! In the fast-paced events industry, having a vendor who is both quick and responsive is a game-changer—and Kara exemplifies both qualities effortlessly. I've never worked with another agent who is as dedicated and hardworking as she is. Kara consistently goes above and beyond for her clients, making every interaction seamless and successful. She's truly the gold standard in the insurance industry!

Matt and I wanted to let you know what a great addition John Moody and Molly Dessert are to the Arroyo team! Our 2025 Open Enrollment was extremely smooth thanks to their extensive knowledge of numerous benefit plans and navigating the EASE online platform. They have been very responsive during open enrollment and in less than an hour, they quickly resolved an issue we had due to Open Enrollment elections and three December babies to be added to group medical.

You and the Arroyo South Bay team ARE the BEST !!

Questions You Might be having

FAQs

What insurance policies does Arroyo Insurance Services - South Bay specialize in?

We have a dedicated team for several insurance policies. Robert J. Kelly leads our business insurance team that specialize in commercial general liability insurance, commercial auto insurance, commercial property insurance, workers’ compensation and more. John M. Moody leads our Employee Benefits and Life Insurance team that specialize in employee health benefits, retirement planning, long term disability benefits, corporate & personal life insurance, key staff insurance, etc.

Why is Arroyo Insurance Services - South Bay the best insurance agency in California?

Our years of experience and excellent customer service makes your best bet when looking for an insurance agency in California. Additionally, we have several branches for your convenience.

Do you also provide personal home insurance?

While we do not mention home insurance as our primary services, we provide home insurance to certain clients.
Our years of experience and excellent customer service makes your best bet when looking for an insurance agency in California. Additionally, we have several branches for your convenience.

How costly is Arroyo Insurance?

Arroyo Insurance as an insurance agency charges a reasonable amount for insurance premium after properly analyzing your budget and insurance needs. Our expert team values your requirements and comes up with the right insurance plan for you that fits your budget.

How do I file a claim with Arroyo Insurance Services - South Bay?

Filing a claim is easy at Arroyo Insurance Services – South Bay. You can fill out our contact form or call us at (310) 356-8201 or email us at info@arroyosouthbay.com to connect with our team.