Aviation Liability

At Arroyo Insurance Services – South Bay, we understand that the success of the aviation business greatly depends on the quality and reliability of its parts and components. That’s why we offer aircraft products liability insurance designed specifically for machine shops, aircraft product manufacturers, and component suppliers on top of aviation general liability insurance. Our focus as aviation liability insurance provider is on businesses like yours that craft the essential pieces keeping aircraft safe and operational.

Aviation General Liability Insurance

Aviation general liability insurance is a policy for aviation companies that provides coverage for bodily injuries and property damage caused by aviation operations or the use of aircraft, covering bodily injury, property damage, and related legal costs. This type of insurance protects aviation businesses and individuals from potential claims from third parties who are injured or whose property is damaged due to their aviation activities. Depending on the details of the insurance policy, hangar keeper’s insurance may be included in aviation general liability insurance.

Aviation Product Liability Insurance

Meanwhile, Aviation product liability insurance is such insurance that protects the manufacturers against legal liability arising from third-party injuries or damages caused by defective aviation products.

What Aviation Liability Insurance Covers?

Comprehensive Protection for Aviation Businesses

Product Liability

Protection against claims arising from defective or faulty aircraft parts you manufacture or supply.

Completed Operations

Coverage for liabilities that may occur after a product has been successfully installed or delivered.

Legal Defense Costs

We cover legal defense costs associated with lawsuits, whether the claims are valid or not.

Why Choose Arroyo Insurance for Aviation Liability Insurance

With years of expertise in aviation insurance, Arroyo Insurance Services – South Bay offers more than just policies—we deliver peace of mind. Our team deeply understands the unique risks and challenges of the aviation industry, allowing us to create customized solutions tailored to your business needs. Whether you’re a charter operator, parts manufacturer, or involved in any other aspect of aviation, we partner with top-tier providers to deliver reliable coverage at competitive rates. Let us help you design a plan that aligns perfectly with your operational and financial goals.

Key Features of Our Policies

Let’s Build a Safer Future Together

If you’re a machine shop, component manufacturer, or supplier involved in aircraft parts production, now is the time to ensure your business is properly covered. Contact Arroyo Southbay Insurance Company today to learn more about how our Aircraft Products Liability Insurance can safeguard your work—and your future.

Hangarkeepers Liability: Coverage for aircraft stored under your care, custody, or control.
Products and Completed Operations Liability: Protection against claims arising from your services or parts provided.
War and Terrorism Coverage: Optional protection for risks associated with geopolitical events.
Customized Deductibles and Limits: Flexible options to suit your financial needs and risk appetite.

Words of Appreciation from our Clients

Testimonials

Arroyo has been a pleasure to work with over the years, consistently providing prompt, reliable support and delivering the fastest response times we've ever experienced—something our customers greatly value. Charity, in particular, stands out for her exceptional helpfulness and dedication.

Kara has been an exemplary insurance agent for my business needs. She is not afraid to jump in to fix any issues that may occur. I have had to dispute my audit and Kara has always been there to manage the process for a positive outcome as well as always looking out for my best interests throughout the year.

Kara Sammons is an absolute gem to work with! In the fast-paced events industry, having a vendor who is both quick and responsive is a game-changer—and Kara exemplifies both qualities effortlessly. I've never worked with another agent who is as dedicated and hardworking as she is. Kara consistently goes above and beyond for her clients, making every interaction seamless and successful. She's truly the gold standard in the insurance industry!

Matt and I wanted to let you know what a great addition John Moody and Molly Dessert are to the Arroyo team! Our 2025 Open Enrollment was extremely smooth thanks to their extensive knowledge of numerous benefit plans and navigating the EASE online platform. They have been very responsive during open enrollment and in less than an hour, they quickly resolved an issue we had due to Open Enrollment elections and three December babies to be added to group medical.

You and the Arroyo South Bay team ARE the BEST !!

Questions You Might be having

FAQs

What businesses require Aviation Liability insurance?

Aviation Liability insurance is crucial for businesses and individuals involved in the aviation industry. This includes airlines, charter operators, private aircraft owners and operators, airports and air traffic control, aircraft manufacturers and component suppliers, maintenance and repair organizations (MROs), flight schools, aerial applicators (like crop dusters), ground handling services. Essentially, anyone or any entity that owns, operates, maintains, manufactures, or provides services related to aircraft needs this specialized insurance to cover potential liabilities for bodily injury to passengers or third parties, as well as property damage caused by aviation operations.

How costly is Aviation Liability insurance? What factors impact it?

The cost of Aviation Liability insurance depends on a number of factors, making a single average price difficult to state definitively. Main factors include the type & size of the aircraft, its intended use, the experience & qualifications of the pilots, the aircraft’s value & claims history, the level of coverage & deductibles chosen, and the geographical areas where the aircraft operates & is based.

Meet Robert J. Kelly, CAWC

Your Expert in Commercial Insurance

Robert J. Kelly, CAWC Leads the Arroyo-South Bay Commercial Insurance Brokerage (Workers Comp, Commercial Property, General/Product Liability, Commercial Auto, Cyber Risk, EPLI/D&O, Pollution Liability, Professional Liability and more and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few.

Client Services

Customized Insurance for Every Need

From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.