Commercial Property
Commercial property insurance safeguards your business’s physical assets from damage or destruction caused by covered perils. It also covers lost business income resulting from physical property damage, ensuring you can recover quickly after unexpected events.
What Commercial Property Insurance Covers
Comprehensive Protection for Your Business’s Assets
Buildings
Covers owned or rented buildings, including offices, retail stores, restaurants, warehouses, and manufacturing plants.
Equipment
Protects office equipment, furniture, fixtures, and manufacturing tools essential to your business operations.
Inventory
Covers inventory stored on-site and in stock.
Protect Your Business Properties Today
Commercial property insurance is essential for minimizing risk and ensuring your business can recover quickly after unexpected events. Our team will help you find the right coverage to protect your business’s physical assets and income.
What Perils Are Covered?
Protection Against a Wide Range of Risks
- Fire and explosions
- Burst pipes
- Storms, wind, and lightning
- Theft, vandalism, and burglary
What’s Not Covered?
Some perils require additional coverage:
- Earthquakes
- Floods (unless added to the policy)
Why Your Business Needs Commercial Property Insurance
Comprehensive Protection for Financial Stability
- Protects Your Physical Assets: Ensures you can repair or replace damaged or destroyed property.
- Reduces Out-of-Pocket Expenses: Helps avoid significant financial loss after unexpected events.
- Keeps Your Business Running: Prevents temporary closures by covering lost income and expenses related to recovery.
Meet Robert J. Kelly, CAWC
Your Expert in Commercial Insurance
Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.
