
Craft Beverages
Craft beverage businesses face unique risks that require specialized insurance solutions. Whether you operate a brewery, distillery, or winery, having the right coverage is essential to protecting your equipment, inventory, employees, and operations. Arroyo-South Bay offers tailored insurance programs designed specifically for the craft beverage industry, ensuring you can focus on production, distribution, and growth with confidence.
Comprehensive Coverage for Craft Beverage Businesses
Customized Protection for Every Aspect of Your Operation
Property Insurance
Covers damage to buildings, equipment, and inventory due to fire, theft, or natural disasters.
General Liability
Protects against third-party claims related to property damage or bodily injury.
Liquor Liability
Shields your business from legal claims arising from alcohol-related incidents.
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Industry-Specific Risk Management
Safeguarding Your Business from Unexpected Challenges
Arroyo-South Bay understands the unique risks that craft beverage businesses face. We work with breweries, distilleries, and wineries of all sizes to deliver insurance solutions that fit their specific needs:
- Tailored Policies: Coverage designed specifically for craft beverage businesses.
- Trusted Carrier Partnerships: Access to leading insurance providers with industry expertise.
- Proactive Risk Management: Strategies to minimize risks and keep your business protected.

Additional Coverages for the Craft Beverage Industry
Protecting Every Stage of Your Business
- Equipment Breakdown Insurance – Covers the repair or replacement costs of essential brewing or distilling equipment due to mechanical failure.
- Product Recall Insurance – Provides financial protection in case of a recall due to contamination, mislabeling, or safety concerns.
- Workers' Compensation – Ensures employees are covered in case of job-related injuries or illnesses.
- Stock & Inventory Insurance – Protects raw ingredients, finished goods, and aging inventory from losses due to fire, theft, or spoilage.
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Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.