
Cyber Insurance
Cyber liability insurance helps businesses recover from financial losses caused by cyberattacks. Whether it’s a data breach, ransomware attack, or other cyber incident, this coverage ensures your business can recover quickly and minimize the impact.
What Cyber Liability Covers
Comprehensive Protection Against Cyber Risks
Data Recovery
Covers the cost of recovering lost or stolen data, including ransomware attack scenarios.
Legal Expenses
Pays for legal services, settlements, and regulatory fines associated with cyber incidents.
Lost Income
Replaces lost revenue due to business interruptions or network outages.
Stay Protected Against Cyber Threats
Cyber liability insurance is a critical safeguard for businesses navigating the modern digital landscape. With this coverage, you can minimize financial losses and maintain customer trust after a cyberattack.

Additional Cyber Liability Benefits
Ensuring Business Continuity After Cyber Incidents
- Customer Notification: Covers the cost of notifying affected customers and helping restore their identities.
- Crisis Management: Pays for crisis management and public relations to protect your reputation.
- Credit Monitoring: Provides credit monitoring services for customers affected by a breach.
- Malware Detection: Covers expenses for upgrading or acquiring malware detection software.

Who Should Consider Cyber Liability Insurance?
Essential Coverage for High-Risk Businesses
- Businesses Handling Sensitive Information: Companies managing customer data, financial records, or healthcare information.
- Businesses Conducting Online Operations: Any company reliant on digital transactions or storing data online.
- Larger Businesses: Enterprises with extensive digital operations or high-value data assets.
Meet Robert J. Kelly, CAWC
Your Expert in Commercial Insurance
Robert J. Kelly, CAWC Leads the Arroyo-South Bay Commercial Insurance Brokerage (Workers Comp, Commercial Property, General/Product Liability, Commercial Auto, Cyber Risk, EPLI/D&O, Pollution Liability, Professional Liability and more and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few.

Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.