
Group Medical, Dental & Vision
Trusted Carrier Partnerships
Decades-Long Relationships with Leading Providers
Medical Carriers
Aetna, Anthem Blue Cross, Blue Shield of CA, California Choice, Cigna, HealthNet, Kaiser, and more.
Dental Vision and Group Life Carriers
Beam Dental, Delta Dental, Equitable, Guardian, Principal, SunLife, and VSP.
Seamless Management
Clients gain access to EASE/Employee Navigator, a benefits management portal that simplifies administration and improves the employee experience.
Enhance Your Employee Benefits Today

Year-Round Support
Guidance Beyond Open Enrollment
- Group Benefits Guidance: Proactive support to help you adapt to changing needs and maintain compliance.
- Broker access to the industry's best TPAs, Payroll Companies and Ancillary Benefits
- Human Resources Advisory Services: Expert advice to ensure your benefits program runs smoothly.

Why Choose Arroyo-South Bay?
Tailored Solutions for Any Industry
We proudly serve companies across diverse industries, including real estate, hospitality, construction, technology, manufacturing, entertainment, trucking, breweries, and wineries, offering solutions that meet the unique needs of businesses with 1 to 1,000 employees.
With extensive experience across multiple sectors, we create benefits packages that align with your workforce’s unique needs:
- Personalized Plans: Designed to fit the specific requirements of your business and employees.
- Comprehensive Coverage: From medical to dental and vision, we offer everything your employees need for their health and wellness.
- Expertise Across Industries: We work with companies in real estate, construction, hospitality, technology, and more.
Meet John M. Moody, CFP, CLU, ChFC
Your Expert in Benefits and Life
John M. Moody, CFP, CLU, ChFC leads the Arroyo-South Bay Group Benefits Brokerage (HR, Admin Worksite, Voluntary Enrollment, PEO) Pension, 401K, Profit-Sharing, Long Term Care, Deferred Compensation, Estate Advisory Services and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few. Provides employee benefits brokerage to companies sized 1-1000 employees and works with every major healthcare, life, voluntary and TPA carrier.

Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.