Voluntary Benefits
Trusted Carrier Partnerships
Top Providers for Comprehensive Voluntary Benefits
Leading Carriers
Aflac, Equitable, Guardian, Principal, SunLife, and Unum.
Customizable Plans
Tailored options to meet diverse employee needs and preferences.
Empower Your Employees with Voluntary Benefits
Key Voluntary Benefits
Coverage Designed to Address Life’s Uncertainties
- Accident Insurance: Financial assistance for unexpected injuries and accidents.
- Critical Illness Insurance: Support for serious health conditions, such as heart disease or cancer.
- Cancer Insurance: Coverage specifically for the treatment and recovery of cancer-related illnesses.
- Hospital Indemnity: Helps offset the costs of hospital stays and associated expenses.
- Long-Term Care Insurance: Provides protection for extended healthcare needs, such as nursing home or assisted living care.
Meet John M. Moody, CFP, CLU, ChFC
Your Expert in Benefits and Life
John M. Moody, CFP, CLU, ChFC leads the Arroyo-South Bay Group Benefits Brokerage (HR, Admin Worksite, Voluntary Enrollment, PEO) Pension, 401K, Profit-Sharing, Long Term Care, Deferred Compensation, Estate Advisory Services and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few. Provides employee benefits brokerage to companies sized 1-1000 employees and works with every major healthcare, life, voluntary and TPA carrier.
Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.
