
EPLI/D&O/Fiduciary
EPLI, D&O, and Fiduciary insurance protect company leaders from legal claims related to employment practices, management decisions, and employee benefit plan mismanagement. These policies safeguard directors, officers, and key employees from personal liability arising from their roles in the company.
EPLI Insurance
Employment Practices Liability Insurance
Wrongful Termination
Covers claims from employees alleging unfair dismissal.
Discrimination
Protects against lawsuits related to unequal treatment based on race, gender, age, or other factors.
Harassment and Retaliation
Addresses claims of workplace harassment or retaliation for reporting misconduct.
Protect Your Leadership Team Today
With EPLI/D&O/Fiduciary insurance, your leadership team can confidently focus on driving your company forward without the worry of personal legal exposure.

D&O Insurance
Directors and Officers Liability Insurance
Protects company leaders from claims related to:
- Financial Misstatements: Covers lawsuits stemming from inaccurate financial reporting.
- Breach of Fiduciary Duty: Addresses claims of failing to act in the company’s or shareholders’ best interests.
- Management Decisions: Protects against lawsuits related to poor or controversial business decisions.

Fiduciary Liability Insurance
Safeguarding Employee Benefit Plan Management
Fiduciary liability insurance provides coverage for:
- Retirement Plans: Protects against claims of mismanaging employee retirement accounts.
- Health Insurance Plans: Covers lawsuits related to errors in administering health benefits.
- Breach of Fiduciary Duty: Shields company leaders from claims of failing to act in employees’ best interests regarding benefit plans.

Why EPLI/D&O/Fiduciary Insurance Matters
Comprehensive Protection for Leadership Teams
- Combined Coverage: Offers holistic protection against a wide range of legal risks.
- Covers Leadership Roles: Protects directors, officers, and key employees from personal liability.
- Attracts Top Talent: Provides peace of mind for executives, making your company more attractive to top candidates.
Meet Robert J. Kelly, CAWC
Your Expert in Commercial Insurance
Robert J. Kelly, CAWC Leads the Arroyo-South Bay Commercial Insurance Brokerage (Workers Comp, Commercial Property, General/Product Liability, Commercial Auto, Cyber Risk, EPLI/D&O, Pollution Liability, Professional Liability and more and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few.

Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.