
General Liability/Products Liability
General liability protects businesses from claims of bodily injury or property damage that occur on their premises or due to operations, like a customer slipping in a store. Products liability focuses on claims arising from defects in products a company manufactures or sells, such as harm caused by faulty products. Together, these policies safeguard your business from costly lawsuits.
General Liability Insurance
Broad Protection for Everyday Business Risks
Bodily Injury
Protects against claims when someone is injured on your premises, such as a customer slipping in your store.
Property Damage
Covers damage caused by your business operations, such as a contractor accidentally breaking a client’s window.
Advertising Injury
Includes claims related to copyright infringement, libel, or defamation in your advertisements.
Complete Protection for Your Business and Products
By combining general liability and products liability, you safeguard your business from a wide range of risks. This comprehensive approach ensures you’re prepared for claims related to both your operations and your products, offering peace of mind and financial security.
Ensure your business is protected from all angles with the right liability insurance. Our team is here to help you find the best solutions for your needs.

Products Liability Insurance
Targeted Coverage for Product-Related Risks
- Defective Design: Covers harm caused by flaws in the product’s design.
- Manufacturing Defects: Protects against injuries due to errors during production.
- Improper Labeling: Includes claims stemming from insufficient or incorrect warnings and instructions.
Meet Robert J. Kelly, CAWC
Your Expert in Commercial Insurance

Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.