Disability & Group Life

Arroyo-South Bay partners with leading ancillary carriers to provide businesses with tailored solutions for disability and life insurance. These benefits are designed to supplement your employees’ healthcare needs and offer financial protection during unexpected events, ensuring peace of mind for both employers and their teams.

Trusted Carrier Partnerships

Industry-Leading Providers for Disability and Life Insurance

Major Carriers

Aflac, Beam Dental, Delta Dental, Guardian Life Insurance, Principal, and SunLife.

Customizable Plans

Options for short-term disability, long-term disability, group life insurance, and voluntary life insurance to fit your employees’ unique needs.

Protect Your Workforce with Comprehensive Coverage

Partner with Arroyo-South Bay to provide your employees with robust disability and life insurance benefits. Our team works with top carriers to ensure your business has the right solutions to support your employees’ well-being and financial security.

Why Choose Arroyo-South Bay?

Tailored Disability and Life Insurance Solutions

Arroyo-South Bay delivers comprehensive and flexible benefits packages, ensuring that employees have the support they need while helping businesses attract and retain top talent:

Meet John M. Moody, CFP, CLU, ChFC

Your Expert in Benefits and Life

John M. Moody, CFP, CLU, ChFC leads the Arroyo-South Bay Group Benefits Brokerage (HR, Admin Worksite, Voluntary Enrollment, PEO) Pension, 401K, Profit-Sharing, Long Term Care, Deferred Compensation, Estate Advisory Services and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few. Provides employee benefits brokerage to companies sized 1-1000 employees and works with every major healthcare, life, voluntary and TPA carrier.

Client Services

Customized Insurance for Every Need

From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.

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