Life Insurance
Led by John M. Moody, CFP, CLU, ChFC, the Arroyo-South Bay Business Life Insurance Brokerage provides tailored life insurance solutions for businesses and individuals. With expertise in corporate and personal life insurance, as well as key staff coverage, Arroyo-South Bay ensures that you, your family, and your business are protected against the unexpected.
Life Insurance
Comprehensive Solutions for Businesses and Individuals
With access to top carriers like Mass Mutual and expertise in designing tailored policies, Arroyo-South Bay provides life insurance solutions that fit your unique needs, whether you’re a business owner, key employee, or individual seeking peace of mind.
Meet John M. Moody, CFP, CLU, ChFC
Your Expert in Benefits and Life
John M. Moody, CFP, CLU, ChFC leads the Arroyo-South Bay Group Benefits Brokerage (HR, Admin Worksite, Voluntary Enrollment, PEO) Pension, 401K, Profit-Sharing, Long Term Care, Deferred Compensation, Estate Advisory Services and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few. Provides employee benefits brokerage to companies sized 1-1000 employees and works with every major healthcare, life, voluntary and TPA carrier.

Industries We Serve
Tailored Insurance Solutions for Every Sector
Arroyo – South Bay provides comprehensive insurance coverage designed to address the unique needs of businesses across a wide range of industries. No matter your field, our team combines deep expertise with innovative solutions to keep your operations protected.
- Real Estate
- Manufacturing
- Hospitality
- Entertainment
- Construction
- Transportation
- Technology
- Environmental