Corporate Life Insurance
Corporate-owned life insurance (COLI) helps protect businesses by insuring key employees and providing tax benefits. COLI policies can fund buy-sell agreements and offset deferred compensation costs for executives. The cash value of COLI grows tax-deferred, and death benefits are typically tax-free.
How Corporate Life Insurance Works
A Strategic Asset for Business Protection
Protects Key Employees
Provides financial protection in case of the loss of a critical executive or staff member.
Funds Buy-Sell Agreements
Ensures smooth ownership transitions by funding buyouts in the event of a partner’s death.
Offsets Deferred Compensation Costs
Helps businesses manage and fund executive benefits.
Protect Your Business with Corporate Life Insurance
Why Businesses Choose Corporate Life Insurance
Enhancing Stability and Planning for the Future
- Ensures Business Continuity: Protects against financial instability caused by the loss of key personnel.
- Strengthens Executive Benefit Plans: Helps attract and retain top talent with well-funded deferred compensation plans.
- Provides Flexible Financial Planning: Can be used as a strategic asset to meet long-term business goals.
Meet John M. Moody, CFP, CLU, ChFC
Your Expert in Benefits and Life
John M. Moody, CFP, CLU, ChFC leads the Arroyo-South Bay Group Benefits Brokerage (HR, Admin Worksite, Voluntary Enrollment, PEO) Pension, 401K, Profit-Sharing, Long Term Care, Deferred Compensation, Estate Advisory Services and serves a variety of industries such as real estate, hospitality and restaurants, construction, technology, manufacturing, entertainment, trucking, breweries and wineries, and environmental to name a few. Provides employee benefits brokerage to companies sized 1-1000 employees and works with every major healthcare, life, voluntary and TPA carrier.
Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.
