
Prescribed Fire Liability Insurance
Prescribed Fire is a critical factor in California’s Strategic Plan to reduce the risk of devastating wildfires in the State. Our innovative environmental insurance products will allow the vegetation management sector to facilitate and scale the use of beneficial fire. The pioneering work of the California Prescribed Fire Claims Fund Pilot was the critical factor that enabled Arroyo to create an exclusive Prescribed Burn Program underwritten by an A.M. Best, A+ XV rated U.S. Based Insurer.
Prescribed Burn
Prescribed Fire Liability Insurance
General Liability
Bodily Injury, Property Damage, Completed Operations, Legal Defense Included.
Environmental Liability
Bodily Injury & Illness resulting from Smoke, Vapor, Soot, Fume, and other forms of Contamination, Legal Defense Included.
Professional Liability
Errors & Omissions resulting from services such as drafting, stamping, and selling prescription schedules & burn plans, Legal Defense Included.
Prescribed Burn Liability Insurance
Prescribed Fire is a critical factor in California’s Strategic Plan to reduce the risk of devastating wildfires in the State.

Stakeholders
Eligible Stakeholders
- NWCG & CARX Burn Bosses
- Cultural Fire Practitioners
- Prescribed Burn Associations
- Resource Conservation Districts
- Forestry & Conservation Firms
- Volunteer Fire Departments
- Conservancies, Land Trusts, Preserves
- Private Land & Forest Owners
Environmental Risk Advisor
William G. Dessert, TRIP, AFIS
William Dessert of Arroyo Insurance Services assembled the most experienced environmental insurance design team in the world. Led by Insurance Business America Hall of Famer David Dybdahl, the design team collaborated with 30 of California’s Conservation and Forestry Leaders in Sacramento to create affordable liability insurance for beneficial fire stakeholders.

Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.