Solar
Tailored Insurance Solutions for the Solar Industry
Protecting Every Aspect of Your Business
Property Insurance
Protects solar equipment, panels, and facilities against fire, theft, natural disasters, and other physical damage.
General Liability
Covers third-party claims for property damage or bodily injury caused by solar installations or job site operations.
Professional Liability (E&O)
Safeguards your business from claims of negligence, faulty system design, or improper installations.
Pollution Liability
Covers environmental risks, including contamination, hazardous material disposal, and damage from solar panel waste. Also provides protection against mold-related claims, ensuring coverage for potential liabilities arising from water intrusion or improper panel installation.
Commercial Auto
Protects vehicles used for transporting solar equipment, employees, and materials, including coverage for accidents, damage, and liability.
Workers' Compensation
Provides coverage for employee injuries, medical expenses, and lost wages due to job-related accidents.
Safeguarding Your Business Beyond Insurance
At Arroyo South Bay, we go beyond providing policies—we offer expert guidance to help solar companies reduce risks, manage claims, and stay compliant. Click below to explore how we support your business:
Claims & Risk Management
At Arroyo, we provide expert-level claims support to help solar contractors reduce workers’ comp costs and manage claims efficiently:
- Workers’ Comp Claims Consultant – A third-party expert to guide you through complex claims and minimize premium impact.
- Claims Advocacy – Our team helps mitigate costs, speed up resolutions, and reduce unnecessary settlements.
- Experience Modification Rate (EMR) Review – We analyze your claims history and identify ways to lower your EMR, keeping workers’ comp rates competitive.
Safety & Compliance Support
We partner with top safety experts to help solar companies reduce accidents and stay OSHA compliant:
- Third-Party Safety Program – Audits your safety procedures, updates your safety handbook, and provides customized recommendations.
- On-Site & Virtual Safety Training – We provide training programs designed to reduce job site injuries and improve compliance.
- OSHA Compliance Support – Helping your business stay compliant with OSHA regulations and avoid costly fines.
Contract & Certificate Assistance
- Contract Review – We help ensure your insurance policies meet EPC and contractor requirements without unnecessary exposure.
- Fast, Reliable COI Turnaround – Get the certificates you need quickly to avoid project delays.
Industry-Specific Guidance & Market Access
We work with the nation’s top solar insurance carriers to ensure your business gets:
- Broad Coverage Options – Policies tailored to solar panel installation, battery storage, and pollution liability.
- Best Pricing Available – Leveraging our strong carrier relationships to get you the most competitive rates.
Risk Management for Solar Companies
Safeguarding Your Business Against Industry-Specific Challenges
- Equipment & Supply Chain Risks: Protects against damage to solar panels, inverters, and other essential components.
- Workers’ Compensation: Covers employees who install and maintain solar systems, ensuring protection for job-related injuries.
- Environmental & Pollution Liability: Provides coverage for accidental environmental damage during installation or maintenance.
Protect Your Solar Business Today
Talk to an Expert
Arroyo-South Bay specializes in insurance programs for the solar industry. Let us help you build a customized insurance plan that safeguards your business and ensures long-term success in the renewable energy sector.
Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.
