Truckers’ Workers’ Comp
Specialized Coverage for the Transportation Industry
Program Highlights
Coverage for High-Risk Accounts
Competitive solutions for businesses with high ex-mod, hazardous materials, and multi-operations.
No Class Code Restrictions
We provide coverage without automatic risk declinations, commodity exclusions, or payroll caps.
Flexible Payroll & Payment Options
Choose from monthly, semi-monthly, or weekly self-reporting payroll plans to fit your business needs.
Tailored Solutions for Trucking Businesses
We Work with Leading Insurance Carriers to Get You the Best Coverage
Trucking Insurance Markets
- Competitive on difficult accounts including high ex-mod, hazmat, and multi-operations.
- Long haul, Short Haul, Dump Truck, Cement Truck, intermodal, box truck, sprinter van, local white-glove delivery
- No class code risk declinations, commodity or equipment exclusion, or payroll exposure ceiling
- Fuel Cards programs for qualified accounts under 20 power units
- Excellent claims handling, payment schedules, and audit processing.
- Payroll Self-reporting with monthly, semi-monthly, or weekly options
Comprehensive Coverage and Competitive Solutions for Trucking Businesses
Key Benefits of Our Truckers’ WC Program
Arroyo-South Bay’s Truckers’ Workers’ Compensation Program is designed to provide reliable coverage for businesses in the transportation industry, including those with complex risk profiles. Whether you operate a long-haul trucking company, local delivery service, or specialized fleet, our program offers flexible underwriting, competitive pricing, and superior claims handling to keep your business protected.
- Competitive on Difficult Accounts – Coverage for high ex-mod, hazmat, and multi-operation businesses.
- Diverse Fleet Coverage – Long haul, short haul, dump trucks, cement trucks, intermodal, box trucks, sprinter vans, and local white-glove delivery.
- No Class Code Risk Declinations – No automatic rejections based on commodity type, equipment used, or payroll exposure ceilings.
- Fuel Card Programs – Discounts available for qualified accounts with fewer than 20 power units.
- Superior Claims Handling & Audit Process – Efficient claims management, flexible payment schedules, and seamless audits.
- Payroll Self-Reporting – Flexible options with monthly, semi-monthly, or weekly reporting.
- Minimum Annual Premium – Starting at $8,000 for Class Code 7219, making coverage accessible for trucking businesses of all sizes.
Environmental Risk Advisor
William G. Dessert, TRIP, AFIS
William Dessert of Arroyo Insurance Services is the Transportation Practice Leader. His experience as a freight broker in truckload, intermodal and last mile delivery earned the opportunity to become an exclusive broker for excess auto liability, cargo and truckers workers compensation.
Client Services
Customized Insurance for Every Need
From business and personal insurance to employee benefits and private client services, Arroyo South Bay provides precision solutions to protect what matters most.
