John is a Certified Financial Planner (CFP™), Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). He became affiliated with Arroyo Insurance in 2006 and specializes in all Benefits and Life insurance related coverages, as well as Business, Commercial, Property Casualty accounts, ranging from two to 1,000 employees. His business activities include sales, marketing and servicing existing clients. John began his insurance career with The Massachusetts Mutual Life Insurance Company in 1982 and established the Muirfield Financial Group, Inc., a benefits consulting firm in 1985 and The Palisades Financial Group in 1996, which was subsequently sold to an institutional broker. He graduated in 1982 from The University of Southern California with a Bachelor of Science degree in Business Administration-Finance. John’s interests include music, skiing, sports, and he participates on various volunteer boards in his community.